HOA Horror Stories: Challenging Restrictive Covenants in Court

Published on February 6, 2025

by Jonathan Ringel

Homeowners associations (HOAs) can be both a blessing and a curse. While they often provide valuable amenities and maintain the appearance of a neighborhood, they also come with strict rules and regulations that can be difficult to navigate. However, some HOAs take their power too far, resulting in what can only be described as horror stories for homeowners. One of the most common ways this happens is through restrictive covenants, which can restrict everything from property use to exterior design. In some cases, homeowners have been forced to challenge these restrictive covenants in court, resulting in costly and stressful legal battles. Here are some of the most chilling HOA horror stories of homeowners taking on their HOAs in court to challenge restrictive covenants.HOA Horror Stories: Challenging Restrictive Covenants in Court

The Case of the Pink House

In 2007, a Florida couple found themselves in a legal battle with their HOA over the color of their house. The couple had painted their house pink, which was a violation of the HOA’s restrictive covenants that stated all houses had to be neutral colors. Despite the fact that the couple had received approval from the HOA before painting their house, the HOA still pursued legal action. The couple ended up spending over $8,000 in legal fees and court costs fighting the HOA’s efforts to force them to change the color of their house. The case eventually settled, with the couple agreeing to repaint their house a more neutral color. However, the couple never received an apology or reimbursement from the HOA for the unnecessary legal battle.

The Pool Fight

In 2017, a Texas family was sued by their HOA over a backyard pool. The family had received approval from the HOA to build the pool, but it was later discovered that the pool was not constructed according to the HOA’s strict guidelines. The HOA demanded the pool be filled in or the family would face legal action. The family ended up taking the HOA to court, arguing that the guidelines were vague and unreasonable. The judge ultimately ruled in the family’s favor, stating that the HOA could not enforce guidelines that were not clearly outlined in the restrictive covenants. The family was allowed to keep the pool, but the legal battle cost them thousands of dollars.

The Right to Fly Flags

In 2001, a Wisconsin couple took on their HOA in court over their right to fly an American flag in their front yard. The HOA had a restrictive covenant that prohibited any flags or banners from being flown except for the American flag on designated flagpoles. The couple argued that this restriction violated their First Amendment right to freedom of expression. The case was eventually settled out of court, with the couple receiving permission to fly their flag on a pole attached to their house. However, the HOA also required the couple to pay $1,000 for a professional landscaper to move the flagpole, resulting in yet another expense for the couple.

Homeowners Fighting for their Rights

These are just a few examples of the many homeowners who have had to take on their HOAs in court to challenge restrictive covenants. In many cases, homeowners are at a disadvantage when it comes to fighting their HOAs, as they often have limited resources and time to devote to legal battles. However, with the support of their communities and the proper legal representation, homeowners have been able to successfully challenge restrictive covenants and stand up for their rights.

Conclusion

While HOAs can provide many benefits for homeowners, it’s important for both HOAs and homeowners to understand and abide by the restrictive covenants in place. However, when these covenants become too restrictive and unreasonable, homeowners should not be afraid to stand up for their rights. As HOAs continue to face legal challenges, it’s important for them to revisit and revise their restrictive covenants to ensure they are fair and reasonable for all homeowners. After all, no homeowner should have to endure a horror story like those described above just to make their house feel like home.